Typically all the banks will ask for:
1)Two years tax returns including all pages and schedules.
2)Paystubs covering the immediately past 30 days. If self employed, 1 year profit and loss.
3)All bank statements for the immediately prior 60 days including all pages. Not the online statement.
4)Hardship letter stating the reason for default.
5)Letter of authorization authorizing our team to speak on your behalf.
In addition banks often ask for:
1)IRS form 4506 to authorize the lender to verify the information you provide
2)Copies of statements of other assets such as 401K and IRA's.
3)Signed and notarized affidavit of arms length transaction.